In “Nuts,” a loose bolt drops a metal nut into a peanut processing machine, setting up what looks like a looming accident. Instead of disaster, the situation resolves safely — only for an air duct to collapse and release a swarm of squirrels into the factory, creating an unexpected twist. The visual reversal continues NJM’s business insurance campaign theme that things don’t always go as expected, reinforcing the idea that NJM provides dependable support in ways business owners might not anticipate.